Chinese FinTechs Desperate for Slice of Indian Consumer Finance
In the midst of a deep down consumer financing crisis by Indian Fintech Startups, guess who is at the Gateway of India, Mumbai asking for NBFC license to operate in the Indian FinTech space. Yes! More...
View ArticleAskCred – Can Help You Optimise Your Card Usage During Covid
COVID has been disastrous for Individuals who work for businesses heavily involved in sectors like travel, tourism and entertainment. They have felt the impact most directly with loss of bonus and...
View ArticleDigital Payments & Lending Revolution in Indian FinTech Space
The Digital Payments landscape in India has been revolutionized by the regulators and the banks’ proactive initiatives, e.g., IndiaStack and UPI. It is quite surprising that India has emerged as one of...
View ArticleUPI Mobile Payments Growing Exponentially
UPI mobile payments through mobile apps has been one of the biggest contributors to retail digital transactions in India. The pay mode now accounts for around half the retail digital transactions in...
View ArticleIndia Mobile Payment & Fintech Platforms Preparing for IPO
With a huge population and its affinity towards the mobile / smartphones, India is one of the most attractive market for fintech disruption driven by increasing high speed internet penetration....
View ArticleRetail Loan Inquiries Improve + Delinquencies at FINTECH & NBFCS – CIBIL
In the COVID-19 pandemic times, retail credit inquiry volumes in October 2020 were 81% of last year October levels. Enquiry volumes have improved in home loans as well as Loan Against Properties (LAP)....
View ArticleCredit Card Most Profitable Business of Indian Banks
Credit Card lending is the most profitable business vertical of Indian Bank / Financial services company. High profitability is driven largely by the high yielding unsecured credit business. While...
View ArticleHow SBI Cards is Fighting the UPI / e-Payments Onslaught ?
The low starting point of digital payments, has led to mass adoption of all types of digital payment products and are growing at a healthy pace in their respective playing fields. Market share gains of...
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